Whether you are planning to enrich your investment portfolio to diversify your portfolio risk, or pay for overseas living and education expenses, EBSI Direct provides you with Foreign Exchange Services to suit all your needs while also being able to capture any upside opportunities from its unique advantages such as high liquidity and profit potential from foreign exchange rising and falling prices.

Please note that Foreign Exchange trading is subject to currency rate fluctuations, which may present both opportunities and risks, including the possible loss of the principal amount invested.

Experience our service. Open Account

International Money Transfer

You can transfer your money securely online around the globe through our International Money Transfer service. It provides a superior, cost-efficient and secure alternative to using your bank to make international money transfers. For both personal and business payments, the service can help you to save time and cost on your overseas payment.

Currency Switching

EBSI Direct provides you with Currency Switching service to suit all your needs. With the 24-hour foreign currency exchange platform and exclusive FX research & strategy analysis, you can easily switch currencies.

International Money Transfer Currency Switching
International and local foreign currency transfer or third party payments
E.g. for children's overseas education and living costs, pay monthly mortgages on overseas properties, etc.
Link up your existing “Global Payments” account for easy-to-use currency switching service in your stock account, trading US shares is more convenient to use
E.g. Switch USD after brought US stocks, all under your control
Each transaction should be equivalent to USD2,000 or above
No minimum transaction amount, start your investment with simplicity and ease
HK$0 T/T, no handling charges and account opening fees
No handling charges* and account opening fees
Cross Currency Pairs: more choices and less cost**
E.g. EUR/JPY
EBSI Direct: Cross Currency Pairs, EUR to JPY
Some other FX service providers: Major Currency Pairs, EUR to USD to JPY
Competitive FX rates
24-hour online access

* The intention of Currency Switching service is not for remittance purpose. Please use our International Money Transfer service if you plan to use the foreign currencies as payments. T/T charges might apply if you withdraw the balance in foreign currencies, the charges depend on the denominated currency.

** Under Cross Currency Pairs, you do not have to swap the currency into U.S. dollars first, there is only one transaction and one spread is crossed.

Rates Comparison

Example: Buy USD $10,000 with HKD

  EBSI Direct Another Retail Bank
(For reference only)
Required HKD $77,717 $77,819
EBSI Direct helps you save (HKD) $102^

^ Rate is captured from EBSI Direct website and another retail bank’s website at the same time. For reference only. EBSI Direct does not guarantee the accuracy of the data. Terms and conditions apply.

 

Benefits - Strong Credentials

EBSI Direct is a sub-brand of Everbright Securities International and Foreign Exchange services and Global Payments account are provided by CES Forex (HK) Limited (“CESFXHK”), a member of Everbright Securities International. CESFXHK is in a strategic alliance with Macquarie FX Investments Pty Limited, a subsidiary of Macquarie Bank (“Macquarie”). With the product expertise and technological input from Macquarie, CESFXHK strives to provide its customers with comprehensive and professional FX services.

Benefits

The Smart Way for Money Transfer

International Money Transfer is a web-based remittance service. No software or dedicated workstation is required. It supports all major web browsers and can be used via Mac, iPhone or iPad. This means you do not need to spend time waiting at the bank and filling in forms.

 

Features

International and local foreign currency transfer or third party payments
E.g. for children's overseas education and living costs, pay monthly mortgages on overseas properties, etc.
HK$0 T/T, no handling charges and account opening fees
Market-leading exchange rates
24-hour online access
Transfer and switch between 15 major currencies including CNH (offshore RMB)

 Available Currencies

              

 

Experience our service. Transfer Now

How it works

Money Transfer/Exchange

Our Global Payments service allows you to make international money transfers on-line, just as easy as transferring between your local accounts.

Our Global Payments service is a web-based transaction platform. No software or dedicated workstation is required. It supports all major web browsers and is compatible with Mac, iPhone and iPad.

Once you have opened an account with Global Payments, you can arrange a transfer in four easy steps. Furthermore, through Global Payments you can check your transaction status and history on-line in 24-hour real time.

 

 
 

Enter your currency details

Get a live quote

Enter banking details of where to deliver your funds. A pdf confirmation with full trade details is available online.

Log on to your on-line banking and transfer the required amount to one of our currency accounts, including your trade reference number for easy allocation of your funds. Please make sure that when you transfer your money to us there is only one transfer bank involved. If there is more than one bank per transfer there is likely to be a delay in settlement.

With the TRACK function you can check the status of your transfer in real-time 24 hours a day. You will know when CESFXHK has received your funds and when we have settled the payment to your beneficiary.

*The above demo is provided by CES Forex (HK) Limited.

Satisfy Your Money Exchange Needs

When you make money exchanges and transfers through Global Payments, we offer you greater savings on the total money transfer costs with unique benefits!

Details

 

Benefits

Convenient Trading Platform and Less Cost with Cross Currency Transaction

The service is linked to your EBSI trading account. After opening a GP account, you can enjoy a 24-hour currency switching online service once logged-in. All transactions and portfolio are clear at-a-glance so that you can trade overseas shares in a more convenient way.

Features

Exchange your target currency and link up with your stock account, trade US shares more conveniently
E.g. Switch USD after brought US stocks, all under your control
No minimum transaction amount, start your investment with simplicity and ease
Cross Currency Pairs: more choices and less cost*
E.g. EUR/JPY
EBSI Direct: Cross Currency Pairs, EUR to JPY
Some other FX service providers: Major Currency Pairs, EUR to USD to JPY
No handling charges** and account opening fees
Competitive foreign exchange rates
24-hour online access
11 major currencies available

 * Under Cross Currency Pairs, you do not have to swap the currency into U.S. dollars first, there is only one transaction and one spread is crossed.

** The intention of currency switching is not for remittance purpose. Please use our International Money Transfer services if you plan to use the foreign currencies as payments. T/T charges might apply if you withdraw the balance in foreign currencies, the charges depend on the denominated currency.

 

Available Currencies

 

User Guide (Website)

 
 

Select the currency you wanted to sell/buy by click the “+” sign.

Select the currency you wanted to sell/buy by clicking onto the box. You may only select currencies available in your cash account.

Click the “+” button to select the currency to buy/sell, a pop up will show a total of 11 currencies available to trade, click onto the currency you want to buy.

Click “continue” to proceed the order with the exchange rate shown below, 30 seconds will be given to client to decide whether to proceed with the exchange rate, otherwise the exchange rate will be expired.

  • Click “Continue” to proceed the transaction
  • If “Continue” button is not clicked within the 30 seconds, the transaction will be cancelled, the “Continue"  button will change to “Refresh” button, a new exchange rate has to be obtained again
  • Click “Clear” to cancel the transaction

User Guide (eMO)

 
 

Select the currency you wanted to sell/buy by click the “+” sign.

Select the currency you wanted to sell/buy by clicking onto the box. You may only select currencies available in your cash account.

Click the “+” button to select the currency to buy/sell, a pop up will show a total of 11 currencies available to trade, click onto the currency you want to buy.

Click “continue” to proceed the order with the exchange rate shown below, 30 seconds will be given to client to decide whether to proceed with the exchange rate, otherwise the exchange rate will be expired.

  • Click “Continue” to proceed the transaction
  • If “Continue” button is not clicked within the 30 seconds, the transaction will be cancelled, the “Continue"  button will change to “Refresh” button, a new exchange rate has to be obtained again
  • Click “Clear” to cancel the transaction

FAQ

  1. What foreign currency services does EBSI Direct Currency Switching provide?
    We provide multi-currency switching between 11 currencies: HKD, CNH, USD, EUR, GBP, JPY, CHF, CAD, SGD, AUD and NZD.
  2. Who are eligible to use Currency Switching services?
    Holders of EBSI Direct account with Global Payments (GP) account are eligible to use Currency Switching services.
  3. Will I get real-time exchange rates?
    Yes, real-time exchange rates will be applied to transactions.
  4. Is there a minimum amount per transaction?
    There is a minimum of USD 1 per transaction.
  5. Is there a maximum amount per transaction?
    The maximum amount per transaction is limited to the available cash balance in your account. Transactions over USD10 million (or equivalent in other currencies) require additional review and may not be processed as straight-through execution.
  6. What kind of orders can I place?
    Currently, Currency Switching services only support spot trade.
  7. Are there extra charges or fees for each transaction?
    There are no commissions or extra charges to conduct Currency Switching transactions.
  8. Can I buy/sell foreign currencies at any time of the day?
    Currency Switching operates 24 hours a day and 5 days per week from Monday 5am (HKT) to Saturday 5am (HKT) (excluding public holidays) in U.S. summer time; during U.S. winter time, the operating time is from Monday 6am (HKT) to Saturday 6am (HKT).
  9. Will I receive a confirmation of my currency switching transaction?
    If you would like to withdraw foreign currency from your EBSI Direct account you can place instructions to transfer HKD, USD and CNH to your registered local bank account, while other currencies will be processed as telegraphic transfers to your own account. For the relevant charges please refer to section A.8 of our fee schedule. If you require regular and timely foreign exchange payments for your business or personal needs overseas, we recommend our International Money transfer Service – Global Payments, with competitive FX rates and no transfer fee.
  10. Can I withdraw foreign currencies through Currency Switching?
    Please use our International Money Transfer services if you intend to use the foreign currencies as payments. You can place instructions to transfer HKD, USD and CNH to your registered local bank account, while other currencies will be processed as telegraphic transfers. For the relevant charges please refer to section A.8 of our fee schedule.
  11. How soon will the foreign currency funds be reflected in my account?
    Completed foreign exchange transactions are generally settled one day after a transaction. Transactions that fall on the same settlement day will be net off. Please note that the settlement date and cash balance availability are subject to trading hours in Hong Kong, the U.S. and other regions.